储蓄指南
储蓄是您为将来预留的资金,可以是应急储备金,也可以是首付款或孩子的未来保障。这些指南将说明英国的储蓄账户、现金ISA和少年ISA如何运作,税收如何影响您所获得的利息,以及如何培养长期坚持的储蓄习惯。
利率和免税额度会不断变化,因此在做决定前,请查看GOV.UK上的最新数据。
Savings中的3 篇指南
所有主题How to Save for a Child: Junior ISAs and Other Options
The Junior ISA allowance, who can pay in, cash versus stocks and shares, what to do about a Child Trust Fund, and the tax rules on gifts from parents.
8 min read阅读指南
How to Build an Emergency Fund: How Much, Where and How to Start
How to work out your own emergency fund target, where to keep it, how to start with small amounts, and what to do once you have had to use it.
8 min read阅读指南
Understanding Cash ISAs: How They Work and Who They Suit
How the tax-free allowance works, what a Flexible ISA actually gives you, and whether a Cash ISA is the right home for your savings.
6 min read阅读指南
准备好进入下一步了吗?