NexusBank Mortgages
Find the right mortgage for your next chapter
Whether you are buying your first home, remortgaging, or investing in property, our competitive rates and expert guidance make the process straightforward.
Competitive rates
Fixed, tracker and variable options
Borrow up to 5.5× salary
Subject to affordability checks
Decision in principle
Get an answer in minutes online
Expert advisers
Free mortgage guidance, no obligation
Our mortgage options
Competitive rates across fixed, tracker and variable products
First-Time Buyer
From 4.12% fixed
Step onto the property ladder with rates designed for first-time buyers. Borrow up to 95% LTV with no product fee options available.
- Borrow up to 95% of the property value
- 2 and 5 year fixed rate options
- No product fee alternatives available
- Free standard property valuation
- Dedicated first-time buyer support team
- £500 cashback on completion
Remortgage
From 3.89% fixed
Switch your mortgage to NexusBank and you could save on your monthly payments. Free legal fees and no valuation charges.
- Free legal fees for remortgages
- Free standard property valuation
- 2, 3 and 5 year fixed rate terms
- Rates from 3.89% for 60% LTV
- Overpayment allowance up to 10% per year
- No early repayment charges after fixed period
Moving Home
From 4.05% fixed
Moving to a new property? Port your existing mortgage or take out a new deal with NexusBank at competitive rates.
- Port your existing mortgage rate
- Borrow additional funds if needed
- 2 and 5 year fixed rate options
- Free standard property valuation
- Flexible overpayment options
- Dedicated case manager throughout
Buy to Let
From 4.49% fixed
Finance your investment property with a NexusBank buy-to-let mortgage. Competitive rates for individual and limited company landlords.
- Individual and limited company applications
- Borrow up to 75% LTV
- Interest-only and repayment options
- 2 and 5 year fixed rate terms
- Portfolio landlord solutions available
- No minimum income requirement
Representative example: a mortgage of £200,000 payable over 25 years on a fixed rate of 4.12% would require 300 monthly payments of £1,067.84. The total amount payable would be £320,352. Overall cost for comparison 4.5% APRC.
Mortgage tools & calculators
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